These days, all you need is a single swipe of a plastic card to buy items quickly and conveniently. And the great thing about credit cards is that you can buy even if you don’t have cash at the moment (as long as you close the payment in the given time). However, these days, credit cards are more than a useful tool for buying stuff. You can get amazing deals and unmatched benefits when you have a credit card in your pocket.
Preparing for emergencies and unexpected situations is essential. However, despite taking the best care, financial crises can spring up from any side. You would need to have quick access to liquid funds at such times. With the RBL credit card, you can convert your credit card’s cash limit into a personal loan. This allows you to access interest-free cash for up to 90 days. Following this, you can repay the amount in three easy EMIs.
Interest-free cash withdrawals
Sometimes you may have to swipe your credit card at an ATM to withdraw cash. However, credit card holders hesitate to use their credit cards to withdraw cash from ATMs due to high-interest rates charged on the amount removed. Now, some credit card providers don’t levy interest charges on such transactions for a certain period. For instance, if you use the Bajaj Finserv RBL Bank SuperCard, no interest is levied for up to 50 days. You only have to pay a flat processing fee of 2.5% for such transactions.
Bonus airline miles
Collecting frequent flyer miles can be an exciting and profitable way to fund your travels. The concept is quite simple. You earn airline miles for every flight you take. And eventually, you collect enough miles to get a free ticket. Another way to get bonus miles is through credit cards. Many credit card companies offer exciting air mile offers on every purchase you make. This makes your travels cheaper and a lot more memorable.
Everyone likes rewards and cash backs when he or she makes purchases. Many banks and credit card companies offer several cashback offers for users to earn points on their credit card purchases. You can find offers such as Rs. 100 off on two movie tickets that you buy each month from a specific website or 20% cash back on online cab rides and so on. When you choose a credit card, check out the various cash back offers available to make the most of your purchases.
It is always good to receive complimentary benefits. And with a credit card, this can become a regular feature in your life. Credit card companies offer various such complimentary benefits to their customers. This includes discounts on shopping, dining, movies and EMI payments in addition to better services and upgrades when you travel around the world.
These days, when you use your credit card to make a purchase, you can access a lot of additional benefits. All you need to do is choose from a wide range of credit cards to get some fantastic benefits when you shop.
Bajaj Finserv brings you pre-approved offers for credit cards and a host of other financial products. Not only does this simplify the process of availing financing, but also helps you save on time. All you have to do is share a few basic details and check out your pre-approved offer.