facebook This Budgeting App Makes Technology the Serious Contender... - Vigyaa

Delete Collection?

Are you sure you want to delete this collection permanently?


Delete Collection?

Are you sure you want to delete this collection permanently?

Everyone has a Story to Tell and an Experience to Share!

Let’s Start Writing


This Budgeting App Makes Technology the Serious Contender for Financial-Minded Masters

You'd have to be a "master" if you're a die-hard budgeter especially in this day and age when technology seems to help you SPEND money!

Make no mistake: this app (and website platform) is definitely for the seriously money-minded.... Not in terms of spending and spending and spending. And believe it or not, it doesn't mean this app will actually keep you from spending and save, save, save either! It won't limit you. It won't set a 'boundary', so to speak. Rather, it empowers you to focus on the age-old timeless best practice existing since the day paper was invented.

Remember the Envelope System?

Those of us who actually still have that little thing called "dollars" in our pockets might actually know what that is. In this day and age when cryptocurrency rules cyberspace and the digital banking stratosphere, and plastic cards seem to get passed around even more than paper checks, you'd be hard-pressed to find someone answering immediately when asked the question: What is the "envelope system"?

When you got your income in -- usually in big paper bags, we think -- the common adage in terms of financial responsibility was to stick certain amounts of money in separate actual envelopes. Then you basically stash them away and sort of 'forget' about them. This ensures you don't spend any of that money. You've designated certain 'roles' for the money you've made.

The system worked quite well until banks made it easier for you to, well, remember where your money is and not lose any of it. Because, let's be fair -- it's easy losing coins and dollars in the sofa. So someone had the smart idea to create BANK ACCOUNTS. And to make it even easier, you can manage these accounts ONLINE! I know, right? Crazy.

Needless to say, this proved to be a novel idea, one of convenience. The problem was technology also made it that much easier to spend all of your money on stuff not designated with an "envelope." Which made you broke. Hence debt, and more debt. People going out of business. People going bankrupt. You get the picture.

The Fact Is the "Envelope System" Stopped Working All Because of That


But YNAB took that same system and implemented it digitally through a die-hard logistical and responsible plan of action practically forcing you to assign a "duty" to each dollar you make. You can kind of call them "digital envelopes" if you want.

This isn't for the timid. The fact is you can break these rules if you want to. It's not like you don't have access to your own money using this app. But if you're that serious about saving money, the technology is designed to keep tabs on your "digital envelopes" for a price of $83.99 a year, or $6.99 a month, after a 34-day free trial. Here's one particular bonus if the price sort of scares you a bit: students get 12 months free! All you would need to do is provide proof of your enrollment.

What You Have to Understand Is That YNAB Makes You RESPONSIBLE

So when you think about it, the cost of this app is well worth it. The technology took one of the oldest budgeting systems known to man and digitized it for you. You sync your bank accounts automatically through this app/website, categorize specific amounts toward everything from "entertainment" to "bills" to "pizza," or what have you.

Then all you need to do (and for some, this may be the hardest part) IS FOLLOW THE PLAN.

I personally find that worth every penny especially with everyone saying that technology seems to be "taking over everything" and turning us into mindless nobodies. Guess what: we still have the power, we're still masters of our destiny. We just like to use technology to help us stay that way, okay?

Now throw those envelopes away, man.

Related Articles

The smartphone market is evolving at a rapid pace, and there is and will always be something held in the wings. Do you think that you have your hands on the latest smartphone model now? Then in a week or who knows in a day, your opinion will change. Because of the heavy competition in the market, smartphone companies are bringing in more and more models at affordable prices. Now you are going to see some of the new smartphones that you have to lookout for before this year ends.

OnePlus 7T Pro

OnePlus 7T pro is the most anticipated one in new smartphones coming soon. Apart from OnePlus branding, this phone has some of the best features in the market that makes it stand out from the rest. OnePlus is known for releasing new devices within months gap and now this mobile is going to hit the market pretty soon. Camera, 90 Hz liquid crystal crisp display, and Snapdragon 855+ are some of the standing out features of OnePlus 7T Pro.

RealMe X2 Pro

RealMe has garnered a big market already with its affordable and amazing specific mobiles. Now the company is coming with RealMe X2 Pro, a mobile with premium features. RealMe has already started touting it as a budget premium phone, and with the features that it is offering, there is no harm in calling it premium.

Vivo U3

This is another budget smartphone from Chinese company Vivo. The company is putting in a lot of effort to enter the budget segment and compete with brands like RealMe and Xiaomi. It started offering mobiles at affordable prices with some interesting features. It is rumored that this phone will have a 6.5-inch display.

Xiaomi Redmi Note 9

Xiaomi is already ruling the mid-range market in India, and the company has released a lot of phones this year, from Redmi 7A to the flagship killer K20. Now, the company is planning to bring another mid-range budget phone into the market. Xiaomi Redmi Note 9 is coming with 6.4 inches screen and sporting four cameras in the back and a 13 MP front facing camera.

Samsung Galaxy S11

You may get to see this mobile until early 2020. This mobile is likely to come with 5G, and the punch hole camera in this device is much smaller, just like the one present in Samsung Note 10. Samsung Galaxy series has attracted a lot of people and is one of the best selling devices in that price range. This mobile is going to be the first 5G handset from Samsung, and the one thing that we have to wait about is whether it will work on all bands or not.

Motorola Moto Razr

Yes, Moto Razr is back into the game, and now it is coming with some interesting features like folding phone. Motorola is planning to launch its folding phone into the market this December (if rumors are to be believed). This mobile has a dual display, and according to the leaked images surfaced online, this mobile is going to bring in a new trend into the smartphone market. It is stylish and smart.

So, these are just sme of the mobiles from renowned brands that will be released by the end of this year or in the first half of next year. Every brand is trying to stand out from the competition and is offering some of the best features for its users. These are the new smartphones coming soon, and if you are looking to buy them, we have given you a list of phones with varied price ranges, so pick the one that matches your budget. 

You may have noticed that you mainly require maintenance of your generator at least once per year. You may have suffered a breakdown of your generator and you will also be very upset by it. You will be curious why generator support is fundamental in this manner. With regular generator maintenance, you can use the generator for a long time and properly.

The Importance of Maintenance

Generators have become a vital need, not only for huge structures lodging global organizations anyway conjointly for private properties of various types and sizes. it's presently transforming into a need in homes all over the nation.

Although advances of electrical and specialized frameworks control blackouts will happen pretty much any finished, and in the event that you dwell in a very neighborhood that regularly encounters control disappointments, at that point a backup generator might be a should.

Be that as it may, just put resources into an exceptionally prime of the heap generator isn't sufficient to reduce the entirety of your capacity disappointment contemplations. while a generator will hinder an enormous assortment of undesirable things also to encourage keep the house electrical frameworks working appropriately, they need an unequivocal level of care and support for an assortment of reasons. They grasp anyway aren't confined to the accompanying:

To Ensure right common sense

Customary support and keeps an eye on the generator encourage ensure that your generator is working to its ideal potential. this is frequently especially essential on the off chance that you dwell in places any place you aptitude outrageous climatic conditions. A general assessment, modification, and modify of oil, channel, and liquid every now and again can ensure that your generator functions admirably, stay safe and plays out its activities constantly for an all-inclusive measure of your time.

Keep Track Fuel Storage

Generators, running on either gas or diesel oil must be constrained to have their offer adjusted at least once every vi months. diesel oil can possibly crumble as time passes by. a regular alteration guarantees that the generator isn't being worked on debased fuel that goes about as a tract for the bacterium in the more sizzling months. Fail to see the capacity levels, and dynamic the fuel offer once required can possibly prompt huge damage to your generator comparably as your home.

Prevent and shield monoxide Production and Poisoning

A generator that is working inappropriately has the ability to give monoxide – a harmful gas that might be lethal once breathed in. In the event that your generator isn't appropriately kept up, practiced and analyzed on an ordinary premise, it might be producing and even incidentally discharges abundance monoxide at interims your home bringing about moderate carbon monoxide harming. ensuring that the generator is seldom put or situated all by itself that the vapor is released inside likewise as routinely checking the channels, measures and furthermore the identifiers of the generators ensure right common sense correspondingly as secures you and your preferred ones.

Avoid Generator Breakdown with the Help of Regular Maintenance

In case you're suitable and standard with respect to the normal checks of your backup generator, you'll be a ton of aware of its general execution making you higher ready to get on the changes. A daily practice, precaution check can watch that that the generator doesn't breakdown all of a sudden, incurring an impact disappointment.


In this blog, we'll describe the importance of regular generator maintenance.if you want more details related to New Generator and Used Generators? Contact our EO energy team for instant response.

Reference Image